J-4 2025 INSURANCE REQUIREMENTS FOR FRA SUBCONTRACTED WORK AT SURF Risk category 4

INSURANCE REQUIREMENTS FOR FFDG SUBCONTRACTED WORK AT SURF

Risk Category 4
1. Insurance: This clause applies to work performed at the Sanford Underground Research Facility (SURF) worksite and incorporates the insurance requirements of Fermi Forward Discovery Group, LLC (the contracting entity), as well as the Risk Transfer Protocols (attached) for Contractors and Sponsors of the South Dakota Science and Technology Authority (SDSTA) (the site operator). 2. Minimum Insurance Coverage: Before undertaking any work under this Subcontract, the Subcontractor shall, except as otherwise approved by FFDG, take out and maintain at its own cost and expense, insurance coverages in at least the amounts listed below, through insurers with an A.M. Best rating of A, VII or higher.

LINE OF COVERAGE

LIMITS

GENERAL LIABILITY

EACH OCCURRENCE

$1,000,000

Commercial General Liability
☒Occurrence ☒Project

GENERAL AGGREGATE

$2,000,000

PRODUCTS ‐ COMPLETED OPERATIONS

$2,000,000

AGGREGATE

(To be maintained for at least 10 years after
final completion)
Coverage will be at least as broad as ISO
form CG 00 01

AUTOMOBILE LIABILITY

COMBINED SINGLE LIMIT AND IN THE

Any Auto

AGGREGATE

☒Occurrence

$1,000,000

Covering owned, non‐owned, and hired
automobiles with coverage at least as broad
as ISO Business Auto Form CA 00 01

EXCESS LIABILITY

For All Liability Coverages Required

☒Occurrence

following the form of underlying insurance

EACH OCCURRENCE / AGGREGATE

$9,000,000

(Limits may be met through a combination
of underlying and excess policies)

WORKER’S COMPENSATION

WC STATUTORY

&

LIMITS

EMPLOYER’S LIABILITY

E.L. EACH ACCIDENT

OTHER

E.L. DISEASE EA EMPLOYEE

E.L. DISEASE‐POLICY LIMIT

Insurance Requirements – Work at SURF
Risk Category 4

As required by South
Dakota law
$1,000,000
$1,000,000
$1,000,000

Revision 01/2025

CONTRACTOR’S POLLUTION

EACH OCCURRENCE OR PER CLAIM

$10,000,000

ANNUAL AGGREGATE

$10,000,000

LIABILITY

Required for construction contracts
of $50,000 or more and for equipment

If policy is claims‐made, the retroactive date

procurement or installation when the

or prior acts exclusion shall pre‐date the date

installation or testing of the

of the Subcontract and the date services are

equipment involves the use of

first provided.

asphyxiants (including otherwise
benign gases or vapors which

Coverage shall be maintained for a

displace breathable air) or the use of

minimum of 5 years after project completion

hazardous or other materials

or, if cancelled, maintain an extended

excluded from coverage under a